How to use lockdown to reduce your car Insurance payments – The Sun

CAR insurance is one hefty bill we are always trying to get reduced.

And with lockdown, you may just be able to.

I spoke to Danny Butler, an insurance specialist from the comparison website finder.com, to get his top tips on driving down what you pay . . .

  • QUERY IT: Danny says: “If you are not going to be using your car for work for a while, it is worth contacting your insurance provider and seeing whether you can reduce your expected annual mileage or update your car’s useage to exclude commuting from your policy.”
    My tip: To save time, check if you can adjust your mileage online. For example, if you are insured with either Churchill, Direct Line or AXA, you do not need to phone them — you can adjust your mileage on their website. Most insurers have waived extra charge fees for changing this but check first, as some companies are charging customers to adjust their details.
  • OFF ROAD: Danny says: “If you are absolutely certain you will not be driving your car for a while, another option would be to remove your car from the road completely and temporarily SORN your car.” A SORN is a Statutory Off Road Notification that you make to the DVLA.
    My tip: Although temporarily keeping your car off the road may save you money in the long run, there can be cancellation charges when you SORN your car and you could also lose your no-claims bonus for the year, so make sure it is worth it.
    But the SORN option could be worth thinking about if you have two cars in the household and are not going to need more than one for a while.

  • CASH BACK: Danny says: “In terms of refunds, Admiral are giving £25 to all of their car, van and motorbike policy holders. LV customers also have the option to apply for a refund, but only if you can prove that you have suffered financially because of the coronavirus.”
    My tip: It does not hurt to give your insurer a call to ask whether you can get a partial refund, especially if you have been a loyal customer. Or talk to them about whether there is anything else they can do for you at this time.
  • RENEWAL COMING UP? Save money and time by comparing your deal at finder.com.
  • All prices on page correct at time of going to press. Deals and offers subject to availability.

Deal of the day

THIS Salter Milk Frother is now £34.99, down from £44.99, at jdwilliams.co.uk.

Perfect for a creamy latte or a foamy cappuccino.
SAVE: £10

Cheap treat

DAIRY Milk Caramel Pots of Joy are now £1 for a pack of four at groceries.asda.com.

Reduced from £2.
SAVE: £1

Giselle's Little Helper

MARKS & Spencer has a huge sale on – and it is donating ten per cent of the purchase price, excluding VAT, of rainbow sale items like this £9 midi-dress – reduced from £22.50 – to NHS Charities Together.

Top swap


I LOVE a Magnum but also Aldi’s Double Chocsticks.

They are £1.69 for three, compared to £3.89 for three Magnums at Tesco.
SAVE: £2.20

Shop and save

SAVE 25 per cent on La Roche-Posay skincare at superdrug.com.

Its cleansing gel is £9.36, down from £12.49.
SAVE: £3.13

Reader's saving tip

JEAN MARTIN, from South Shields, Tyne and Wear, says: “You can remove black marks on your iron by rubbing them with a paracetamol tablet – it comes straight off and cheaper than buying iron cleaner.”

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  • PRICES correct at time of going to press. Deals and      offers subject to availability.

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